Medicare Made Simple with UChicago Medicine

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Welcome to Your Medicare Resource Hub

At UChicago Medicine, we understand that navigating Medicare can be challenging. That’s why we’ve partnered with Chapter, a team of licensed independent Medicare advisors, to offer you personalized, one-on-one counseling at no cost. Whether you're turning 65 or already enrolled, we're here to help you find high-quality, affordable coverage that meets your health and wellness needs.

Medicare Insurance Plans Accepted by UChicago Medicine

Traditional Medicare and most Medicare Supplement plans (Medigap)
The following Medicare Advantage plans:
- Aetna Medicare
- Anthem Medicare (IN residents only)
- BlueCross and BlueShield of Illinois Medicare
- Essence Healthcare Medicare
- Humana Medicare

Dual-Eligible patients (patients that have both Medicaid and Medicare coverage) can select Traditional Medicare, a Medicare Advantage Plan (with Medicaid secondary) or select a Medicare Advantage Fully Integrated Dual-Eligible (FIDE) Special Needs Plan (FIDE-SNP).

UChicago Medicine will be participating in the following FIDE plans:

Aetna Medicare FIDE (HMO D-SNP)
Humana Dual Fully Integrated (HMO D-SNP)

*Please see UChicago Medicine AdventHealth for the list of Medicare Insurance plans accepted by AdventHealth.

Important Notice: If your current Medicare health plan is not listed above, you may use the resources on this webpage to find plans that provide full in-network access to University of Chicago Medicine. If your plan is not in-network for UChicago Medicine, non-emergency care will be referred to an in-network provider; exceptions may be requested if services are not available within your health plan’s network.

Please know that if you do not actively choose a Medicare plan during the Medicare Annual Open Enrollment Period, you will automatically stay under your existing Medicare plan.

Key Medicare Dates

Medicare Open Enrollment (Oct. 15 - Dec. 7)
Change your Medicare coverage for the following year, with new coverage starting Jan. 1.

Medicare Advantage Open Enrollment (Jan. 1 - March 31)
Switch Medicare Advantage plans or return to Original Medicare. You can't change prescription drug plans during this period.

Visit Medicare.gov or call 800-MEDICARE (1-800-633-4227)

Ensure Continuity of Care with UChicago Medicine
We’re committed to helping you continue to receive the high-quality care you’ve come to expect from UChicago Medicine, no matter which Medicare plan you choose. Chapter’s Medicare Advisors understand the unique needs of this stage of life and take the time to address your questions and concerns -- helping you choose coverage that supports coordinated care from our experienced multidisciplinary geriatric team.

Discover Savings

Never overpay for healthcare. Chapter’s expert advisors will find the most affordable plan that covers your prescriptions and doctor visits.

Access the Care You Deserve

Medicare can be the most comprehensive coverage you've ever had. Let us help you make the most of it, ensuring you can continue to receive the same great care from UChicago Medicine.

Your Medicare Questions, Answered

Confused about Medicare? Chapter’s friendly advisors are here to help with all your questions, Monday through Saturday. From understanding what’s covered to exploring your options, we’re just a call or click away.

Prepare for Your Call

Get the most out of your free consultation with Chapter. Download our simple Medicare Coverage Checklist to gather your current doctors, medications, and priorities before you call — so your advisor can find the right plan for you, faster.

Download the Medicare Coverage Checklist (PDF)

Call 800-930-0359 Visit Partnership Page

Medicare Frequently Asked Questions

What is Medicare?

Medicare is a federal health insurance program for:

People aged 65 and older
Those under 65 with a disability who have been on Social Security for 24 months
Anyone with end-stage renal disease or ALS (amyotrophic lateral sclerosis)

When you enroll in Medicare, you have two main options:

Original Medicare:
This includes Part A (hospital insurance) and Part B (medical insurance). You can add Part D for prescription drug coverage and a Medicare Supplement plan to help with out-of-pocket costs.

Medicare Advantage: An alternative to Original Medicare
These bundled plans include Part A, Part B, and usually Part D, plus additional benefits. Medicare Advantage plans often have lower out-of-pocket costs and work like an HMO or PPO and may have network restrictions on which doctors patients can see.

For more details, refer to the Medicare & You handbook.

When do I sign up for Medicare?

What are the different parts of Medicare?

How much does Medicare cost?

Most Americans don’t pay anything for Part A, but there is a premium for Part B based on income. Part D prescription drug coverage is optional and requires a separate purchase. However, if you delay enrolling in Part D when first eligible and lack equivalent coverage, you will face a permanent monthly late-enrollment penalty and will have to wait until the next open enrollment (October 15-December 7) to sign up, with coverage starting January 1.

Is there a limit to what I'll pay for prescriptions?

Yes. Once you reach the annual Part D out-of-pocket cap, you pay nothing more for covered prescriptions for the rest of the year. This cap is $2,400 for 2027 (up from $2,100 in 2026). The maximum allowed Part D deductible is also rising, to $700 for 2027 (up from $615 in 2026) — though many plans charge less than the maximum, or no deductible at all. Because these amounts and your plan's drug list (formulary) can change every year, it's a good idea to review your coverage annually during Medicare Open Enrollment.

What is the Medicare Prescription Payment Plan?

The Medicare Prescription Payment Plan lets you spread your out-of-pocket prescription drug costs into monthly payments across the year, instead of paying the full amount at the pharmacy when you pick up your medication. This can help make costs more predictable, especially early in the year before you reach your deductible or out-of-pocket cap. Enrollment is optional and available through your Medicare drug plan. Contact your plan directly or call 1-800-MEDICARE (I-800-633-4227) to learn more.

Does Medicare cover all of my medical costs?

What is a Medicare Supplement (Medigap) plan?

What is a Medicare Advantage plan?

When is enrollment?

Initial Enrollment Period:
A seven-month window starting three months before you turn 65, including your birthday month, and ending three months after.

Medicare Open Enrollment (Oct. 15 - Dec. 7):
Change your Medicare coverage for the following year, with new coverage starting Jan. 1.

Medicare Advantage Open Enrollment (Jan. 1 - March 31):
Switch Medicare Advantage plans or return to Original Medicare. You can't change prescription drug plans during this period.

General Enrollment Period (Jan. 1 - March 31):
Sign up for Medicare Part A and B if you missed your initial enrollment. You may face late penalties.

Special Enrollment Period:
You can enroll or switch plans outside the usual periods if your situation changes, like retiring or moving out of your plan's service area.

For more information on when to enroll, visit https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan