Affordable Care Act Plans
Most people in Illinois can get health insurance from Get Covered Illinois, the state-based marketplace, if they do not have health insurance through their job or a government program, such as Medicaid or Medicare. The marketplace has many kinds of health care plans for you and your family to choose from. All plans cover prescriptions, hospital stays, doctor visits, preventive care (services that keep you healthy like vaccines and screening tests) and more.
Being sick cannot keep you from getting insurance. You cannot be turned down or charged more for health insurance because you have a serious illness, disease, or pre-existing condition.
Our Insurance Plans
The University of Chicago Medicine participates in a large number of health insurance products and plans. Please check the following lists to see if we accept your insurance.
We accept the following exchange or health insurance marketplace plans:
| Individual/Exchange Plans | UChicago Medicine | Ingalls |
| Aetna CVS Health HMO (plan ending 12/31/25) | N | N |
| Aetna CVS PPO (plan ending 12/31/25) | Y | Y |
| Ambetter of Illinois HMO |
N | N |
| BCBS Blue Choice Preferred PPO |
N | N |
| BCBS Blue Precision HMO |
Y* | Y |
| BCBS BlueCare Direct with Advocate HMO |
N | N |
| BCBS MyBlue Plus POS | Y* | Y |
| Cigna Connect HMO |
N | N |
| Health Alliance HMO/POS (plan ending 12/31/25) | N | N |
| MercyCare HMO | N | N |
| Molina Healthcare HMO | N | N |
| Oscar Health Choice |
Y** | Y |
| Oscar Health Select |
N | N |
| United HealthCare HMO |
N | N |
Y-Contracted
N-Not Contracted
*Specialty care only with referral; No primary care
**Y, patients can have UCMC PCP. If PCP not at UCMC, specialists w/referrals only
We participate in the following transplant network plans:
- Aetna
- AIG Medical
- American Health Holding
- Blue Distinction Centers for Transplant (BDCT)
- Cigna LifeSource
- Community Healthcare System
- General Electric
- Interlink
- Kaiser Permanente
- Optum
- Southeastern Indiana Health Organization (SIHO)
- Tethys Health Ventures
- USA Network
- Zing Health (Medicare Advantage Plan)
Our list of accepted insurance providers is subject to change at any time. You should contact your insurance company to confirm UChicago Medicine participates in their network before scheduling your appointment. Your insurance plan's customer service representatives can also help you verify your benefits, out-of-pocket costs and coverage. If you have questions regarding your insurance benefits at UChicago Medicine, please contact our financial counseling team at OPSFinancialCounseling@uchospitals.edu.