UChicago Medicine's Accepted Insurance Plans

The University of Chicago Medicine participates in a variety of health insurance products and plans. If UChicago Medicine is listed in your insurance company's network, you’ll be able to receive care at our facilities with your “in-network” benefits. That means your insurance company has agreed to accept certain negotiated rates, which can lower your out-of-pockets costs.

If your insurance network does not include UChicago Medicine, but has out-of-network benefits, you may have a higher out-of-pocket responsibility than if you received services from an in-network provider.

Our list of accepted insurance providers is subject to change at any time. You should contact your insurance company to confirm UChicago Medicine and UChicago Medicine Ingalls participate in their network before scheduling your appointment. Your insurance company's customer service representative can also help you verify your benefits, out-of-pocket costs and coverage.

Our Insurance Plans

The University of Chicago Medicine participates in a large number of health insurance products and plans. Please check the following lists to see if we accept your insurance.

We accept the following commercial/large group employer insurance plans:

Commercial Insurance UChicago Medicine Ingalls
Aetna Choice POS Y Y
Aetna Choice POS II Y Y
Aetna Elect Choice Y Y
Aetna Health Network Only Y Y
Aetna Health Network Option Y Y
Aetna HMO Y* Y
Aetna Managed Choice (POS) Y Y
Aetna National Advantage Plan Y Y
Aetna Open Access Elect Choice (EPO) Y Y
Aetna Open Access HMO Y* Y
Aetna Open Access Managed Choice (POS) Y Y
Aetna Open Access Select (HMO) Y* Y
Aetna Open Choice (PPO) Y Y
Aetna Quality Point of Service (QPOS) Y Y
Aetna Select (HMO) Y* Y
Aetna Student Health (PPO) Y Y
BCBS Blue Advantage HMO Y* Y
BCBS Blue Edge HSA Y Y
BCBS Blue Precision HMO Y* Y
BCBS BlueCard Program Y Y
BCBS Caterpillar Y Y
BCBS Choice Options/Blue Options (Tier 2) Y Y
BCBS Choice PPO N N
BCBS FocusCare N N
BCBS HMO (HMOI) Y* Y
BCBS PPO Y Y
Cigna Choice Fund Open Access Plus Y Y
Cigna Choice Fund PPO Y Y
Cigna EPO Y Y
Cigna HMO Y* Y
Cigna Local Plus N N
Cigna Open Access / Open Access Plus Y* Y
Cigna POS Y Y
Cigna PPO Y Y
Humana Choice POS N Y
Humana ChoiceCare PPO N Y
Humana HMO Premier / Premier Open Access N Y
Humana HMO Select N Y
Humana IL Platinum HMO N Y
Humana National POS - Open Access N Y
Humana PPO / Preferred PPO N Y
Humana Preferred POS - Open Access N Y
Multiplan PPO Y Y
PHCS PPO Y Y
United HealthCare Choice / Choice Plus Y* Y
United HealthCare Options (PPO) Y Y
United HealthCare Select (HMO & EPO) Y* Y
United HealthCare W500 Emergent Wrap Y Y
United HealthCare Charter N N
United HealthCare Charter Plus N Y
United HealthCare Compass N
United HealthCare Core N Y
United HealthCare Navigate N Y
United Affiliates through UHC PPO Y Y

Y-Contracted

N-Not Contracted

*Specialty care only with referral; No primary care

We accept the following on-exchange individual commercial insurance plans: 

On-Exchange Individual Plans UChicago Medicine Ingalls
BCBS Blue Choice Preferred N N
BCBS Basic, a MultiState Plan N N
BCBS Solution, a MultiState Plan N N
BCBS Premier, a MultiState Plan N N
BCBS Blue FocusCare N N
BCBS Blue Precision HMO Y* Y
BCBS BlueCare Direct (with Advocate Health) N N
Cigna Connect (HMO) N N
Ambetter Balanced Care N N
Ambetter Secure Care N N
Off-Exchange Individual Plans UChicago Medicine Ingalls
BCBS Blue Choice Preferred N N
BCBS Basic, a MultiState Plan N N
BCBS Solution, a MultiState Plan N N
BCBS Premier, a MultiState Plan N N
BCBS Blue FocusCare N N
BCBS Blue Precision HMO Y* Y
BCBS BlueCare Direct (with Advocate Health) N N

Y-Contracted

N-Not Contracted

*Specialty care only with referral; No primary care

We accept the following Medicare and Medicare Advantage insurance plans: 

Medicare/Medicare Advantage Plans UChicago Medicine Ingalls 
Traditional Medicare Y Y
Aetna Medicare Advantage PPO Y Y
Aetna Medicare Advantage HMO Y* Y
BCBS Medicare Advantage HMO Y* N
BCBS Medicare Advantage PPO Y Y
BCBS Chicago Teachers' Pension Fund Y Y
Cigna HealthSpring Medicare Advantage N N
Humana Medicare Advantage HMO and PPO Y* Y
AARP Medicare Complete Access HMO N N
AARP Medicare Complete Plan 1 HMO N N
AARP Medicare Complete Plan 2 HMO N N
United Healthcare Nursing Home Plan HMO-POS SNP N N

Y-Contracted

N-Not Contracted

*If primary care provider is not a UChicago Medicine physician, referrals for specialist needed

We accept the following Medicaid & HealthChoice Illinois plans: 

Medicaid UChicago Medicine Ingalls
Medicaid (Illinois) Y Y
BCBS HealthChoice Y - Transplant only Y
CountyCare HealthChoice Y Y
Harmony HealthChoice N N
IlliniCare HealthChoice Y Y
Meridian HealthChoice N N
Molina HealthChoice N N
NextLevel HealthChoice Y - Specialty pediatrics only N

Y-Contracted

N-Not Contracted

We accept the following behavioral health insurance plans:

Behavioral Health UChicago Medicine Ingalls
Beacon Health Options N Y
Behavioral Health Systems N Y
ComPsych Inc. N Y
Magellan Health Services N Y
Managed Health Network (MHN) N Y
United Behavioral Health/Optum Health Y Y

Y-Contracted

N-Not Contracted

We participate in the following transplant network plans: 

  • Aetna
  • AIG Medical
  • American Health Holding
  • Blue Distinction Centers for Transplant (BDCT)
  • Cigna LifeSource
  • Community Healthcare System
  • General Electric
  • Interlink
  • Kaiser Permanente
  • Optum
  • Southeastern Indiana Health Organization (SIHO)
  • Tethys Health Ventures
  • USA Network

Our list of accepted insurance providers is subject to change at any time. You should contact your insurance company to confirm UChicago Medicine participates in their network before scheduling your appointment. Your insurance plan's customer service representatives can also help you verify your benefits, out-of-pocket costs and coverage. If your insurance company is not listed here, or if you have any other questions, please contact Managed.Care@uchospitals.edu.